How To open Paytm Money Demat account?

Open Paytm Money Account (Paytm Money Account Opening Process, Documents and Charges)


Paytm Money account opening charges are Rs 200 for a trading account and Rs 0 (Free) for Demat account. Paytm Money charge Rs 0 (Free) AMC for Demat account.

Paytm Money

Transaction Charges

Trading Account Opening Charges Rs 200

Account AMC Charges Rs 300 (Annual Platform Fees)

Demat Account Opening Charges Rs 0 (Free)

Demat AMC (Yealy) Rs 0 (Free)


Click for Open Paytm Money Account


Paytm Money is an online discount broker offering investment, trading, and mutual fund advisory services to its customers to invest in the Indian Stock Markets. The company does not provide any tips,recommendations, or research services for stock trading.

Click for Open Paytm Money Account

Paytm Money offers to trade in Equity, Derivatives, IPO, NPS, Digital gold, and Mutual funds. The company is working to include Currency and Commodity Derivatives in its product offering in the near future.


Paytm Money customers can use the advanced trading platform Paytm Money offered by the company at Rs.300 per annum that includes a mobile trading app and a trading website.

Click for Open Paytm Money Account

Key facts about Paytm Money

  • Originally started as a Direct Mutual Fund investment platform.
  • Wholly owned subsidiary of One97 Communications Limited that is India's leading mobile internet company.
  • Product offerings include NPS and digital gold along with Stocks, Derivatives, and MF.
  • Fully Digital KYC and online account opening.
  • Online IPO Investment.
  • Large customer base with 60+ lakhs customers as of Dec 2020.
  • Do not provide tips, research, or any recommendations.
  • No branch support available.
  • Free Equity Delivery trading.
  • Zero Maintenance Charges.

Paytm Money Account Opening Process

Paytm Money offers fully digital KYC and a 100% paperless account opening process to its customers. The account opening at Paytm Money is a simple and easy process. Paytm Money does not offer an offline account opening.


Steps to open Trading and Demat account with Paytm Money



The account opening at Paytm Money is classified into four stages. To open the trading and Demat account with Paytm Money, you need to follow the below steps.


  1. Download the Paytm Money App by click here
  2. Log in using the existing 'Paytm' credentials. In case you do not have a Paytm account, sign up afresh to create a Paytm account with an email id or mobile number.
  3. Verify the mobile number by entering OTP received on the mobile number.
  4. Click on 'I want faster access'.
  5. Submit all the necessary documents required for Paytm Money KYC verification.
  6. Complete the Stock market onboarding process by providing your trading experience and trading preference.
  7. Complete the Aadhar based E-sign on the account opening form.
  8. The broker will register the client details with the exchange and CDSL. Once the registration gets completed, the broker informs the client of the account activation.
You will be notified of completion at each stage of onboarding on the home dashboard screen of the app once you log in. At each stage requires, you are required to submit specific data. Below is the detailed stage-wise account opening process.


Stage 1: KYC Verification for Stock Market.

  1. Enter your PAN No. to check your investment readiness status.
  2. Upload PAN Card Photo in case your KYC is not verified.
  3. Add personal details like full name, date of birth, gender, marital status, profession, Parents name, and Save.
  4. Sign on the screen or upload a photo of your signature and save it.
  5. Upload your photograph.
  6. Complete the In-Person Verification (IPV) by uploading a 5-second video introducing yourself. Then click on Submit.
  7. Add your address and upload an address proof and Submit.
  8. Add a nominee (optional step).
  9. Declare your annual income and tax status.
  10. Enter your bank details like the IFSC code and account number.
  11. Verify the bank details by uploading a bank account proof.
  12. Click on Exploreunder the Stocks tab and click on Start Investing.
  13. Set a 4-digit security passcode.
  14. Click on Start and Open My account.
  15. With this, the first stage gets completed. You can start the second stage once you see the green tick on your KYC status with a message as 'Your details are successfully verified' that denotes that your Paytm Money KYC is verified.
Stage 2: Stock Market Onboarding

  1. Click on Complete Now that opens a pre-filled account opening form.
  2. Read the terms and conditions and click on Submit.
  3. Select the exchange and trading segment and confirm.
  4. Update trading experience.
  5. Sign in dark ink on white paper, click the photo, and upload your signature.
  6. Click on Okay and Next.
This completes the Stock Market Onboarding Stage. You can proceed to the next stage once you see the green tick on the second stage with a message as 'Your details are successfully verified' that denotes that your stock market onboarding is complete.

Documents needed for Paytm Money account opening


Paytm Money account opening is an online and paperless process. Paytm Money KYC is fully digital. You need to upload photographs of the documents required for account opening without any need to submit the physical documents to the broker office.

Paytm Money KYC Documents

  • PAN Card
  • Address Proof (Passport, Driving License, Voter ID, Aadhar Card)
  • One video recording for IPV.
  • Photograph of the signature on white paper.
  • Photograph.
  • Bank Address Proof (Cancelled Cheque, Passbook front page)
Paytm Money account opening status

Paytm Money account opening is a little lengthy but an instant process. Paytm Money account opening time taken is about 10-24 hours to activate an account and make it investment-ready.

The Paytm Money account opening process is divided into four stages. The approximate timelines taken at each stage of account opening are:


  • Paytm Money KYC time taken is generally 30 mins to one day.
  • Stock Market onboarding time taken is generally 6 hours to one day.
  • The E-signing process takes about 45 mins to 2 hours.
  • Account creation in exchange and depository takes about 2 hours to one day.

Once all the four account opening stages get completed, your account gets activated for trading. The dashboard displays a message - 'You are ready to invest' that qualifiesyou

as Investment ready (IR).

In case of any queries, issues, or delays, you can initiate a chat with the Customer Care Team or drop an email to exg.support@paytmmoney.com or raise a request through the Paytm Money app using the respective category with the Customer Support team.

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